M-Pesa Payment Gateway for WHMCS

The M-Pesa Payment Gateway module enables WHMCS-based hosting providers and service businesses in Kenya to accept payments via M-Pesa, the most widely used mobile money platform in East Africa. With over 30 million active M-Pesa users in Kenya alone, offering M-Pesa as a payment option is essential for any business serving the Kenyan market.

The module supports both STK Push (Lipa Na M-Pesa Online) and C2B (Customer to Business) payment flows. With STK Push, customers receive a payment prompt directly on their phone during checkout — they simply enter their M-Pesa PIN to complete the transaction. For C2B payments, customers can pay to your paybill or till number, and the module automatically matches the payment to the correct invoice using the account reference. Real-time IPN (Instant Payment Notification) callbacks ensure invoices are marked as paid within seconds of the transaction completing.

Auto-reconciliation eliminates the manual effort of matching M-Pesa statements to WHMCS invoices. The module maintains a complete transaction history with Mpesa receipt numbers, phone numbers (masked for privacy), and timestamps. Multi-currency support handles KES transactions alongside USD and other currencies in your WHMCS installation. The module is available on the WHMCS Marketplace.