Xcobean Products
SaccoCloud — SACCO Management System
Complete SACCO management platform
SaccoCloud is a comprehensive Savings and Credit Cooperative (SACCO) management platform built for Kenyan SACCOs and microfinance institutions. It handles member management, savings accounts, loan processing, dividend calculations, and regulatory reporting.
The platform integrates with M-Pesa for member deposits and loan repayments, supports SASRA compliance reporting, and includes a member self-service portal for checking balances, applying for loans, and viewing statements.
SaccoCloud supports multiple SACCO products including savings accounts, fixed deposits, share capital, and various loan types with configurable interest rates, repayment schedules, and guarantor requirements.
Key Features
Member management & registration
Savings & share capital accounts
Loan processing & disbursement
M-Pesa integration (deposits & repayments)
Dividend & interest calculations
SASRA compliance reporting
Member self-service portal
SMS & email notifications
Guarantor management
Financial statements & reporting
Frequently Asked Questions
Getting started is simple. Contact our team for a personalized consultation where we will assess your requirements, recommend the best configuration, and handle the entire setup and onboarding process. Most deployments are completed within 1-2 business days.
All our solutions include comprehensive support. You get access to our dedicated support team via email, phone, and WhatsApp during business hours. We also provide proactive monitoring, regular health checks, and access to our knowledge base. Extended 24/7 support plans are available for mission-critical deployments.
Absolutely. Our experienced team handles migrations regularly and will manage the entire process including data migration, configuration transfer, user training, and parallel running to ensure zero downtime. We create a detailed migration plan tailored to your specific environment.
We offer flexible payment options including monthly and annual billing. Payment can be made via bank transfer, M-Pesa, credit card, or purchase order for established accounts. Annual subscriptions typically include a discount. Contact our sales team for a customized quote.
Interested in SaccoCloud — SACCO Management System?
Get in touch with our team for a personalized demo or pricing information.
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